After the great start of January, which showed a 103% growth in patents compared to 2024, brands continue to work on increasingly competitive financing plans to encourage the sale of 0 km cars.
The credit line has been one of the main pillars in market recovery in 2024. During the first semester, when the offer of models was still scarce and prices were out of control, some automotive went out to capture customers offering financing plans that were improving over the months, as the economy stabilized, import flow opened and.
Thanks to this the market closed with almost 415 thousand units soldfar exceeding the 320 thousand patents that had predicted at the beginning of the year from the sector.
And this 2025 will not be the exception. In February More than 10 automotive They present new 0% rate financing plans for several of their models. The proposals are varied and in some cases the deadlines are up to 24 installments.
Chevrolet
It has a 0% rate financing line in two of its most popular models: Tracker y Onyx.
In the case of the SUV, the amount of financing is $ 12,000,000, while for hatchback, $ 9,000,000. In both cases, cancellation is 12 months.
Citroën
It offers financing for its 7 -seater C3 Aircross model (from $ 30,210,000) and the new Basalt (from $ 23,050,000), to even $ 20,000,000 to 24 months with a 0% rate with ceremony in pesos and additionally a financing with a loan line grape of a maximum amount of up to $ 22,000,000 in 24 installments and with a rate of 0%.
In the case of C4 Cactus (from $ 29,010,000), Berlin ($ 29,090,000 -Multispace- and $ 24,500,000 -furgón-), C3 (from $ 22,910,000) and C3 Aircross (From $ 27,300,000), the amount to be financed is up to $ 11,000,000 to 12 months with a 0.0% rate with ceremony in pesos and additionally a financing with a loan line grape of a maximum amount of up to $ 22,000,000 in 24 installments and with a rate of 0%.
![Citroën Basalt. The brand finances more than 80% of the total value to be paid in 24 months and 0% rate.](https://www.clarin.com/img/2024/11/12/IXxZFmAj4_720x0__1.jpg)
On the other hand, the brand extends its credit line for Jumper models (from $ 49,680,000), Jumpy ($ 40,870,000) and C5 Aircross ($ 48,430,000). Although for these cases the financing is up to $ 32,000,000 to 12 months with a 19.9% rate with pledge credit.
DS
The French luxury brand offers for its entire range an amount of up to $ 20,000,000 to 12 months with a 0% rate with ceremony in pesos.
It also offers for DS 3 ($ 52.420.000) y DS 4 ($ 61,400,000) an amount to be financed from $ 25,000,000 to 12 months with a 3.9% rate with pledge credit, and for the DS 7 ($ 70,950,000) Financing of up to $ 30,000,000 to 12 months with a 9.9% rate with ceremony in pesos.
DS clarifies that the availability of models is immediate.
Fiat
Has special financing for the Mobi ($ 19,373,000), with a maximum amount of up to $ 15,000,000 to 12 months with a rate of 0%, and with the benefit for the client to pay the first quota at 90 days. To this are added alternatives of financing in fixed rate or grape base to finance up to 80% of the value of the unit.
![Fiat Mobi, one of the cheapest models on the market can be purchased for 0%rate financing.](https://www.clarin.com/img/2024/07/23/5Vkc9LS20_720x0__1.jpg)
For models Cronos (from $ 22,600,000), Pulse (For the Impetus, Drive and Audace versions), Fastback (for the version with Motorization T270), Visit (from $ 34,998,000), Street (From $ 27,207,000) y Florin ($ 21,557,000), the amount to be finance 12 months and up to 80% of amount financed on the price of the vehicle.
Ford
It offers different financing proposals for the new pickup generation Ranger; Among them, an amount of up to $ 20,000,000 in 12 installments at 0%rate.
Jeep y Ram
The all -terrain brand of the Stellantis group offers financing of up to $ 12,000,000 to 12 months with a 0% rate for models Renegade (from $ 34,641,000), Compass (from $ 40,391,000) and Commander (From $ 49,900,000) in all its versions.
The grape loan line also applies to these models with an amount of up to $ 20,000,000 to 12 months with a rate of 12.9%.
![Jeep Renegade. The brand offers financing up to $ 12 million.](https://www.clarin.com/img/2022/10/06/wfk8XGnvW_720x0__1.jpg)
For its part, the Pickup brand has special financing of up to $ 12,000,000 to 12 months with a 0% rate for any ramp version.
For the models of both brands, a line of grape loans with rate 12.9% to 12 months and a maximum amount of up to $ 20,000,000 is also applied.
Nissan
The Japanese brand offers different 0% rate financing proposals Frontierthe pickup manufactured in the province of Córdoba. In all cases the maximum amount to be financed is $ 20,000,0000 that, according to the version, can be canceled in 12, 18 and 24 installments.
Peugeot
For him 208 (Best -selling model in the country in 2024, from $ 23,280,000) offers financing of up to $ 11,000,000 with a 0% to 24 months rate, with ceremony in pesos and additionally, proposes special financing with a loan Line Line Line of a maximum amount of up to $ 22,000,000 in 24 installments and with a rate of 0%.
In the case of models 2008 (from $ 32,900,000) and Partner ($ 29,090,000 -Patagonic- and $ 24,500,000 -furgón-), the amount to be finance UVA line of a maximum amount up to $ 22,000,000 in 24 installments and with a 0.0%rate.
![The best -selling model of Argentina in 2024 has a financing of up to $ 11 million in 24 months (0%rate)](https://www.clarin.com/img/2024/10/10/wClZvd_za_720x0__1.jpg)
or its part, for the Boxer models (from $ 49,680,000), Expert ($ 40,870,000), 3008 ($ 53,000,000) and 5008 ($ 54,000,000) the amount to be financed is up to $ 32,000,000 to 12 months with a 19.9% rate with pledgee in pesos.
Renault
The French brand finances almost all the models of its range. In the case of the new KWID (from $ 18,260,000) the proposal is a loan of up to $ 9,000,000 in 18 fixed installments at 0%rate, while for Kardian the conditions are repeated, although the amount to be financed amounts to $ 10,000 .000.
For national models Logan (from $ 24,200,000), Sandero (from $ 24,530,000) and Stepway (From $ 27,050,000) the financing offer (0% rate in 18 fixed installments) is up to 50% of the value of the vehicle, with a bonus for Sandero and Logan of $ 1,600,000.
![Renault offers financing in almost all its range, including the economic Kwid.](https://www.clarin.com/img/2025/01/16/bGNDm-MdN_720x0__1.jpg)
Financing of 50% of the vehicle value is also offered for the compact SUV Duster (From $ 30,800,000), although in this case the 0% rate is applied for a plan of 12 fixed installments.
He Kangoo It is another model that can be financed in up to 18 fixed installments at 0%rate. In the case of the van version (from $ 30,330,000), the proposal is up to 40% of the vehicle value and includes a bonus of $ 2,000,000. In turn, the multispace variant (from $ 31,800,000) allows financing of up to $ 15,000,000.
Renault also has a credit line in 24 fixed installments at 0% rate reserved for its electrical models. The KWID E-TECH (from $ 25,450,000) can be financed to an amount of $ 11,000,000, while the Megane E-Tech (from $ 53,910,000) to $ 24,000,000.
On the other hand, customers who reserve on the brand’s online platform (Renault Store) any of the following models: Alaskan, Kangoo Stepway, Kangoo Express, Sandero, Stepway and Logan will receive unique financing of up to $ 10,000,000 in 12 or 12 or 18 fixed installments at 0% rate or in 24 fixed installments at 9.9% interest rate.
Toyota
Japanese automaker offers a financing plan of up to $ 20,000,000 applicable to all versions of the range Hiluxthe best selling median pickup on the local market. The cancellation period is 12 months and the rate is 0%.
Volkswagen
The German brand extends the “Weeks” during February, granting credit lines at 0% rate for several of its models.
![Volkswagen finances the track pole up to an amount of $ 16 million.](https://www.clarin.com/img/2023/09/29/0nKS9mqcq_720x0__1.jpg)
For example, for pickup Amarok (Trendline version 4×2 2.0 of 140 hp) offers financing of $ 25,000,000 in a period of 12 installments at 0%rate.
Also, for models Polo Track (MSI), Virtus (MSI MT), Stagnation (170 tsi mt), T-Cross (170 tsi mt), Tiguan (Life 350 TSI DSG 4 Motion), Vento gli y Sloop (Trendline Cabina Simple Mt) offers 0% fixed rate at 9 months financing up to $ 16,000,000. Only the Taos (Comfortline 250 TSI AT) has a higher financing amount: $ 17,000,000, also at 9 months and 0%rate.