Some brands offer credits at rate 0, up to 80% of the vehicle value

After the best April in sales of 0 km since 2018, the brands renewed their credits for May. And some already offer financing to the 80% of the value of the vehicle at 24 months and 0% rate.

Financing remains one of the main tools for buying a 0 km car. They represent a large percentage of general sales of Renault (43,8%), Citroën (34,2%), Fiat (24,7), Peugeot (24,2) y Volkswagen (17.9%), which coincidentally are those offered by the most attractive plans. But they are not the only ones.

According to the latest report of the online information system of the automotive market (SOOMA) that provides aiso, the financial ones of the brands themselves began to have a more preponderant role since the second half of 2024, gaining ground to the savings plan, which remains the leading tool, and leaving behind the credit lines of the banks.

To be clear about this, it is important to note that in the first quarter of 2024, when the market was practically closed to imports and reference values ​​were unstable, the savings plan covered the 74% of sales by credit lines; direct financing of brands, 13%; and that of banks, 11%.

While in the first quarter of 2025, the direct financing of the brands themselves went on to represent a 38%shrinking the margin with the savings plan (44%) and taking distance from the banks (16%).

For your models Onyx (hatchback) y Onix Plus (sedan) offers the possibility of financing up to $ 12 million in 12 months at 0%rate; or up to $ 9 million in 18 months, also at 0%rate. Or the chance to finance up to $ 17 million to 30 months, with a rate of 19.9%.

Also, for the SUV Tracker It offers 0% rate to 12 months, with a cap of $ 13 million; or 0% rate at 18 months, up to $ 10 million. It also allows to finance up to $ 20 million to 30 months, with a 19.9% ​​rate

Brand pickups also have credit lines, although none at 0%rate. In the case of Montana There are two financing proposals: up to $ 13 million in 12 monthly installments at 9.9%rate, or up to $ 20 million to 30 months, with 29.9%rate.

The double formula is repeated in S10: Financing up to $ 15 million to 12 months, with 9.9%rate; or up to $ 24 million to 30 months, with 29.9%rate.

It has 0% rate financing in 18 months to $ 14 million for C3 y Berlinand up to $ 16 million to C4 Cactus, Basalt, C3 Aircross y Jumpy.

As an alternative the credits are added to 24 months rate 0% up to $ 22,000,000 for C4 Cactus, C5 Aircross, Berlingo, C3, C3 Aircross y Basalt.

The French luxury brand has financing up to $ 22 million for All your range (DS 3, DS 4 and DS 7), at 0% rate and a period of 12 months.

While for DS 7 It has a grape credit alternative with financing up to $ 40 million, at 0% rate in 12 months.

Offers special financing for Cronos y Argowith a rate 0% to 24 months for up to 80% of the value of the unit. To which is added alternative financing alternatives up to $ 10 million within 18 months

For models Cronos, Pulse (exclusive to Impetus, Drive and Audace versions), Fastback (Turbo version T270), Bull, road y Florinthe brand offers 12 -month loans with a fixed rate 0% up to $ 12 million and the grape loan line with 7.9% rate to 24 months and up to $ 20 million.

Offers financing up to $ 12 million at 0% fixed rate to pay in 12 months for models Renegade, Compass y Commander In all its versions.

The grape loan line with rate 12.9% to 12 months and up to $ 20 million is also applied to these models. Other alternatives for all models are financing up to 80% of the vehicle’s price.

The Japanese brand offers different 0% rate financing proposals Frontierthe pickup that before the end of the year will cease its production in Córdoba to begin to import from Mexico. In all cases the maximum amount to be financed is $ 20 million that, according to the version, can be canceled in 12, 18 and 24 installments.

For models Sentra, Kicks Play y X-Trail It allows financing 0% of up to $ 13 million, to be canceled at 6 or 12 installments.

It has financing up to $ 14 million for models 208, 2008 y Partnerand $ 16 million for the Expert Utility. All to cancel 0%rate in 18 months.

Another alternative is grape credits to 24 months and 0% rate with financing up to $ 22,000,000 (or $ 26 million TNA 11.9%) for models 208, Partner and 2008.

In addition, there is an exclusive promotion for 208 Allure (Manual or automatic box), which offers to finance up to $ 16 million at 0% rate in 24 months. While for 2008, financing is also offered up to $ 18 million in 24 months, at a rate of 7.9%.

The Pickups brand of the Stellantis group repeats the same formula of the last two months, financing any version of the model Rampage up to an amount of $ 12 million at fixed rate 0% in 12 months.

The grape loan line with rate 12.9% to 12 months and up to $ 20 million also applies to this model. Another alternative is the financing of up to 80% of the price of the vehicle.

The French brand finances almost all the models of its range, highlighting the Kangoo Express which offers up to 40% of the vehicle value in 18 fixed installments at 0% rate.

Two other models that are financed at 0% are Duster and kwid e-tech. For the compact SUV, financing of up to 50% of the vehicle value is offered in 12 fixed installments, and for the electric up to $ 11 million in 24 fixed installments.

In addition, those who access through the Digital Renault Store platform may have 0% rate financing for up to $ 10 million for National Production Models (Lagan, Seplowo, Stepwa, Kaogoo Steplows is Expresses Kardian y Duster; All to cancel in 12 or 18 monthly fixed installments.